Terms and Conditions

Last Updated: April 2026

These Terms and Conditions govern your use of 99Tools (https://www.99tools.co.za).
By accessing this website, you agree to comply with and be bound by these terms. If you do not agree, please do not use the website.

1. Definitions

  • “Website” refers to 99Tools
  • “We”, “Us”, “Our” refers to 99Tools
  • “You”, “User” refers to any person accessing this website

2. Use of Website

By using this website, you agree:

  • To use the website for lawful purposes only
  • Not to misuse or attempt to disrupt the website
  • Not to copy, duplicate, or exploit content without permission

3. Intellectual Property Rights

Unless otherwise stated, 99Tools owns the intellectual property rights for all content on this website, including:

  • Calculator tools
  • Text, design, and layout
  • Graphics and branding

You may:

  • Use the website for personal, non-commercial use

You may NOT:

  • Republish or copy content without permission
  • Sell or redistribute material from the website
  • Reverse-engineer or duplicate calculator functionality

4. Calculator Usage

All calculators on 99Tools:

  • Are provided for informational and estimation purposes only
  • Do not guarantee accuracy or completeness
  • Should not be used as a substitute for professional advice

By using our tools, you accept that:

  • Results may vary based on inputs
  • You are responsible for decisions made using the results

5. Cookies

We use cookies to improve your experience on our website.

By using 99Tools, you agree to the use of cookies in accordance with our Privacy Policy.

Cookies help us:

  • Understand user behavior
  • Improve performance
  • Provide relevant content and advertisements

6. Third-Party Services and Advertising

We may display advertisements through Google AdSense and other third-party services.

These services may:

  • Use cookies and tracking technologies
  • Collect data such as IP address and browsing behavior

We do not control third-party data collection and recommend reviewing their privacy policies.

7. External Links

Our website may contain links to external websites.

We:

  • Do not guarantee their accuracy
  • Are not responsible for their content or practices

Use external links at your own risk.

8. Limitation of Liability

To the fullest extent permitted by law, 99Tools shall not be liable for:

  • Any direct or indirect loss
  • Financial loss or damages
  • Errors or inaccuracies in calculator results
  • Decisions made based on website content

All use of this website is at your own risk.

9. User-Generated Content (if applicable)

If you post comments or submit content:

  • You grant us the right to use, reproduce, and display that content
  • You agree not to post unlawful, harmful, or offensive material

We reserve the right to remove any content without notice.

10. Privacy

Your use of this website is also governed by our Privacy Policy.

Please review it to understand how we collect and use your data.

11. Changes to Terms

We reserve the right to update these Terms and Conditions at any time.

Changes will be posted on this page with an updated date.

12. Governing Law

These Terms and Conditions are governed by the laws of South Africa.

13. Contact Information

If you have any questions about these Terms and Conditions, you can contact us:

14. Disclaimer Reference

Please also read our Disclaimer page for important information regarding the use of our calculators and services.

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