Disclaimer

Last Updated: April 2026

This Disclaimer applies to 99Tools (https://www.99tools.co.za).
All information and tools on this website are provided in good faith and for general informational and educational purposes only.

1. No Professional Advice

The calculators and content on this website do not constitute:

  • Financial advice
  • Legal advice
  • Tax advice
  • Professional consultation

All results generated by our tools are estimates only and should not be relied upon as exact or official figures.

You should consult a qualified professional before making any financial, legal, or business decisions.

2. Accuracy of Information

While we strive to keep all calculations and information accurate and up to date:

  • We make no guarantees of completeness, reliability, or accuracy
  • Inputs provided by users may affect results
  • External factors (tax laws, interest rates, policies) may change over time

Any action you take based on information from this website is strictly at your own risk.

3. Calculator Usage Disclaimer

All tools on 99Tools:

  • Operate based on formulas and assumptions
  • Do not store your personal input data
  • Are designed for guidance and estimation only

We are not responsible for:

  • Financial losses
  • Incorrect decisions
  • Misinterpretation of results

4. External Links Disclaimer

Our website may contain links to third-party websites.

We do not:

  • Control these websites
  • Guarantee their accuracy
  • Take responsibility for their content or policies

Visiting external links is at your own risk.

5. Advertising and Affiliate Disclaimer

We may display advertisements through Google AdSense or other partners.

  • These ads may be personalized
  • Third parties may use cookies to display ads

We may also earn commissions from affiliate links (if applicable), at no extra cost to you.

6. Limitation of Liability

Under no circumstances shall 99Tools be held liable for:

  • Any loss or damage
  • Indirect or consequential loss
  • Loss of data or profits

arising from the use of this website.

7. User Responsibility

By using this website, you agree that:

  • You are responsible for how you use the information
  • You understand calculators provide estimates only
  • You will seek professional advice where necessary

8. Consent

By using our website, you hereby consent to this Disclaimer and agree to its terms.

9. Updates

We may update this Disclaimer at any time.

Changes will be posted on this page with a revised date.

10. Contact Us

If you have any questions about this Disclaimer, please contact us:

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